Pull a full credit report and FICO® score from TransUnion, Equifax, and Experian using only a name and address. No SSN, no DOB, zero impact on their credit.
We respond within 24 hours.
A specialist will reach out within 24 hours with a live demo tailored to your industry.
Authorized reseller for all 3 major credit bureaus
Pre-qualify every prospect the second they reach out and pour your team's time into the ones who will actually convert.
Sort pre-qualified customers from tire-kickers instantly. No more 20-minute discovery calls with people who'll never qualify.
Hard pulls are expensive and bruise scores. Soft pulls are cheaper per inquiry and risk-free for the applicant.
Route hot leads to your closers, cold leads to nurture. Teams using iSoftpull see 3× lift in close rate.
Every pull delivers a comprehensive data from all three bureaus. Access FICO® scores, tradelines, inquiries, utilization and more in a clear, readable format. No stitching together CSVs, no parsing raw XML.
Drop in a name and address. Hit enter. Full report, FICO®, tradelines, inquiries, before the prospect finishes their intake call.
Watch iSoftpull pull a full credit report on a demo applicant — start to finish, no edits.
A specialist books a 20-minute walkthrough tailored to your industry. No scripted sales pitch.
We walk you through the full workflow using our demo account. Same UI, same 30-second pulls, same report output. No compliance exposure on real consumers.
We verify your business is legitimate and has a permissible purpose. Then you can plug iSoftpull into your CRM, web forms, or custom workflow via API. Most teams are live inside a week.
Full report in under 30 seconds.
Tradelines, inquiries, FICO® — the full picture.
No SSN, no DOB — just the basics.
Plug into Zoho, HubSpot, or your own stack.
Route leads by custom score tiers.
Send the right offer based on credit tier.
Branded forms that pull credit on submit.
Real humans, real answers, fast.
Here's how the economics compare.
| iSoftpull (soft pull) | Traditional hard pull | |
|---|---|---|
| Impact on applicant's credit | ✓ None | × 5-10 point drop |
| Required info | ✓ Name + address | × Full SSN + DOB + signed auth |
| Speed to report | ✓ Under 30 seconds | × Hours to days |
| Applicant friction | ✓ Invisible — they never feel it | × Walks away when asked for SSN |
| Per-pull cost | ✓ Fraction of a hard pull | × $15-$40 each, mostly wasted |
Whether you lend directly, broker deals, or sell products your customers will finance — iSoftpull tells you who's qualified before you spend a minute on them.
“We went from spending 90 minutes qualifying every lead to 2 minutes. Our close rate tripled in the first quarter.”
“No more cold leads tying up our sales team. We route anyone under a 620 FICO straight to nurture. Game changer!”
“Integration took a day. The API just works. Our conversion dashboards finally show real data on day-one prospects.”
“I used to dread the credit-pull part of the call. Now customers don't even notice it happened, and I know in seconds if it's a go.”
Yes. Soft pulls for pre-qualification are fully FCRA-compliant and require only name + address. iSoftpull is an authorized reseller of all three major bureaus and every pull is logged for compliance.
No. Zero. That's the entire point of a soft inquiry — invisible to scoring models.
Starting at $3.84 per bureau, per pull. Usage-based and a fraction of a hard pull. Your specialist will walk you through tiers on the call.
Yes. Native integrations with HubSpot and Zoho and any CRM with webhook or API support. Most teams are live in under a week.
Yes. Month-to-month, no lock-in, no early-termination fees.
Yes on all three. We maintain audit trails on every pull, support consumer-consent records where required by state law, and our contracts include the usual reseller compliance addenda.
iSoftpull was founded in 2017 after our team spent years watching hard-pull economics erode broker margins. We built a single tool to fix it. Today we're the soft-pull platform of record for 1,000+ lenders, brokers, dealers, and clinics across North America.
iSoftpull shows you who's pre-qualified in 30 seconds — before you invest the time and energy.
